Phone Insurance Archives - Where to Repair

Is Phone Insurance Worth It? Stop Wasting Money in 2026

Baseball resting on an infield beside a smartphone in a stadium, illustrating the cost comparison between accidental phone damage and paying for phone insurance.

I used to own a chain of AT&T stores. The local VP pushed us to add insurance to every single activation. Here’s what the carriers don’t want you to know — and a simple twice-a-year strategy that could save you $200 or more.

Stop Paying for Phone Insurance. Here’s What Smart Consumers Do Instead.

Smiling consumer using a smartphone while working on a laptop at home, representing a smart alternative to paying for phone insurance.

The phone insurance industry collects $13.3 billion a year, and 65–80% of policyholders never file a single claim. Consumer Reports recommends most people skip it. We compared every carrier plan, ran the real cost math, and found 5 smarter strategies that protect your phone and keep hundreds of dollars in your pocket.